Just as i was planning to puut the new stereo in---My wife just rear-ended someone in my 05. The lady in front of her stopped abruptly in the middle of the intersection just after they both took off from the light. The roads were slippery and my wife couldn't stop on time.Damaged bumper and hood, and the headlight mounts broke away. The KIA in front of her only suffered a scuffed bumper! She's not sure if the officer blamed her or not. Rear-ends are almost always the rear-enders fault, though.
Now I have to figure out where and how to get it fixed. Are Toyota parts better--should I go to the dealer? Also wondering if I can get a pre-painted hood and do it myself. (I’m capable of doing the work.) If it's my wife's fault, we have to pay a $500 deductible and our rates will go up.
What a bummer! My poor car!
Any advice on how to best deal with the insurance co, and/or where to get parts of i do it myself?
My '05 got wrecked last year and everything was replaced with OEM. OEM is better, non OEM should never be used on a car with a factory warranty as the non-OEM parts will not be covered under it and any damage they cause isn't covered either. Insurance probably won't want to use OEM, but that's too bad because you should not take anything less. Argue with them enough and they will cave. That is what I did, and I got a 100% Toyota car back.
The dealer is the last place you want to go to for parts, and as for getting pre-painted bumpers and hoods, not. My car had to have the hood, bumper, both headlamps, grille, radiator, radiator support, AC condenser and several other components replaced. In order to get the hood and bumper to match the fenders, etc, they had to blend the paint. If you don't blend, you'll have a hood and bumper that looks a different color from the rest of the car (that is unless your car is white). My advice is to bite the bullet, pay the insurance and get it fixed. Honestly your insurance should not go up much. My car had thousands of damage done to it when it had less than 3 thousand miles on it, and the car my Dad hit had damage done to it as well. Our insurance didn't go up at all. $500 is a small price to pay for 100% Toyota parts and professional work.